No Down Payment Mortgage

 

The #1  Home Loan Source For First -Time Homebuyers And No Down Payment Mortgage Loans

HomeMortgage Payment ChartFree Homebuyer ReportsGet Pre-Approved Now

Home Buyer Info

Do Not Apply For Any Mortgage Until You Read These 2 Special Reports:

 

  1. Stop Paying Rent - How to Move into a New Home with NO MONEY DOWN!

  2. No Money Down House Strategies That Will Save You Thousands

 

bullet

How No Down Payment Mortgages Work

 

bullet

Available No Down Payment Mortgage Loan Programs

 

bullet

Loan Checklist Documentation That  You Will Need

 

bullet

Closing Cost - How Much You Will Need To Bring To Closing

 

bullet

No Down Payment VA Loans For Military Veterans

 

bullet

First Time Homebuyer Tips

 

bullet

Mortgage Payment Chart - See  Your Monthly Payment

 

bullet

Damaged Credit Mortgage Loans - Loans Available For People With Bad Credit

 

bullet

Dos and Don'ts While Your Loan Is In Progress

 

bullet

Mortgage Terms - You Need To Know These

 

bullet

Loan Application - Apply For A Loan Now

Loan Checklist

 

 

The following is a list of the typical items needed to complete the  loan application and process your mortgage loan. These items are are needed depending upon what type of mortgage you're interested in and your ability to provide them can greatly speed your application process.

 

Employment

____ Name and address of employers for the past two years

____ Copy of pay stubs for the previous 30 days

____ Copy of last two years w-2 forms
        (if commissioned or paid by 1099, copy of last two years complete tax returns)

 

Self-employed

____ Copy of last two years tax returns (personal and corporate);
        year to date P&L and Balance Sheet through the most recent quarter

 

Liabilities

____ Name and account numbers for all revolving and installment accounts

____ Name and account number for all mortgage loans for the previous two years

____ Name and address for landlords for the previous two years

 

Assets

____ Name, address, and account number for all bank accounts

____ Name, address, and account numbers for all brokerage accounts

____ Copies of statements covering last 3 months on bank and asset accounts

____ Copy of most recent statement for 401K, Savings Plan, etc.

 

Miscellaneous

____ Copy of driver’s license and social security card

____ Copy of fully executed divorce decree if applicable

____ Copy of signed purchase agreement contract

____ Copy of lease agreements on rental properties

____ Veterans! Copy of DD 214 and Eligibility Cert. if you have it

____ Check for the cost of your appraisal - You will need to pay this fee directly to the appraiser at the time of appraisal. Appraisal fee will cost $275.00 - $300.00

 

Get Your Free Home Loan Quote Now Using LoanWeb

 

You will be able to receive multiple quotes by completing one simple application. You can then select the lender who offers you the best terms.

 

Begin Here

 

  LowCostLending

 

Click Here To Get Pre-approved Now

Veterans

Are you a military veteran? If so visit our VA loan website at MilitaryVALoan.com to get information and apply for a "No Down-payment" VA loan.


40 Year Amortization Loans are now available. 40 Year Amortization = Lower Monthly Payments For You.


What you don't know about Interest Only Loans. These loans not only lower your monthly payment but can also make you money. Click Here for our exclusive Interest Only Loan report.


A common mortgage loan belief is that the lower the rate the better the deal. This is a myth. Click here to get the real facts about interest rates.


Get Pre-approved before shopping for a home so that you can shop for your new home with confidence.

About UsContact Us | ©2006 kyhomeloancenter.com